The first stage is to consider what brand of car you want and how much you can spend. It’s a rich and varied marketplace, so consider first your needs and which brand and model will best be able to cater to those needs. Don’t get too taken in by brand hype or fancy marketing and advertising campaigns.
For your budget plan, follow the 20-4-10 rule as a guiding principle. You should be able to put down a 20-percent down payment on the vehicle, paying for it over 4 years, with the monthly payments and insurance premium not being more than 10 percent of your pre-tax income. If you can meet those requirements, you’ll always be in the “affordable” zone.
Once you’ve selected your brand and model, visit Ina Motors and see what’s on offer. We have a great selection of vehicles to choose from. Ina Motors offers a pre-owned inventory that ranges from economic cars to luxury vehicles at affordable prices. With almost daily inventory updates, we strive to find you the vehicle you’ve been looking for.
The test drive of the model you want is absolutely essential. How will you know if the car can fit into your daily driving life unless you thoroughly test it first? During your test drive, you should try to use all of the car’s controls and features, not just to see their efficacy, but also to see how easy they are to operate.
Drive the car on residential streets and on high-speed roads if you can, to give you an idea of how it handles and feels in different situations. Perform some simple maneuvers, too, like a parallel park, or three-point turn. Ensure that driver visibility is optimal, and that the car is comfortable and enjoyable to drive.
Once you’re happy with the car model, it’s time to talk price and financing options with Ina Motors. It’s great that you can do all of this in one place without the hassle of dealing with multiple parties in your purchase. First, you’ll have to decide whether you want to be on the path to owning the car outright, Ina Motors works with customers with all types of credit, from good to bad, can qualify for an auto loan. No credit, no problem!
We will work with you to secure a no-credit car loan if your situation demands it. INA Motors has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
It’s better to first agree things like the sales price, interest and other details before you bring in your trade-in car. Don’t worry about it being awkward to mention it late. You can just say that you initially intended to keep this car, but have changed your mind since. The trade-in will further enhance your financial deal if you have one, easing some pressure from your monthly payments.
After all that, the only thing left to do is sign on the dotted line and then collect your vehicle when it’s ready. It could take a few days depending on what kind of options package you have requested, and the brand of car that you have chosen.
Buying a car is about being careful and methodical. If you follow all the given steps, you’ll have no problems and a very happy car buying experience. Too many people end up with the wrong car because they don’t take a considered approach to the car buying process. We hope our step-by-step guide proves useful to buyers everywhere.
